Directive 2023/2225 - Credit agreements for consumers

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Contents

  1. Current status
  2. Key information
  3. Key dates
  4. Original proposal
  5. Sources and disclaimer
  6. Full version
  7. EU Monitor

1.

Current status

This directive entered into force on November 19, 2023 and has to be implemented in national regulation on November 20, 2025 at the latest.

2.

Key information

official title

Directive (EU) 2023/2225 of the European Parliament and of the Council of 18 October 2023 on credit agreements for consumers and repealing Directive 2008/48/EC
 
Legal instrument Directive
Number legal act Directive 2023/2225
Original proposal COM(2021)347 EN
CELEX number i 32023L2225

3.

Key dates

Document 18-10-2023; Date of signature
Signature 18-10-2023
Effect 19-11-2023; Entry into force Date pub. +20 See Art 49
Deadline 20-11-2025; At the latest See Art 41.5
20-11-2025; See Art 46.2
20-11-2026; See Art 31.3 And 36.4 And 44.1
20-11-2027; See Art 31.3
19-11-2028; See Art 45.2
20-11-2028; See Art 36.4
20-11-2029; Review See Art 46.1
20-11-2029; See Art 31.4
End of validity 31-12-9999
Transposition 20-11-2025; Adoption See Art 48.1
20-11-2026; Application See Art 48.1

4.

Original proposal

 

5.

Sources and disclaimer

For further information you may want to consult the following sources that have been used to compile this dossier:

This dossier is compiled each night drawing from aforementioned sources through automated processes. We have invested a great deal in optimising the programming underlying these processes. However, we cannot guarantee the sources we draw our information from nor the resulting dossier are without fault.

 

6.

Full version

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7.

EU Monitor

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